Retirement Planning

Have you ever taken time to calculate what you need to do to ensure a comfortable income in retirement? The answer is most likely to be ''no'', in line with 90% of respondents in a recent survey. Everyone is aware of the need to provide for one's own retirement income but many often leave it way too late. A delay of only 5 years may mean you need to double your monthly contributions to your retirement program just to achieve the same pot at your desired retirement age.

Governments globally are less able to support ageing societies, with many pushing back the age at which they start paying state pensions. It is therefore more important than ever that you take responsibility for ensuring you have a comfortable retirement income by regularly setting aside funds from earned income. Not being able to go on holiday or enjoy life's many pleasures would be a tragic outcome after decades of hard grind.

We will of course assist you in quantifying your shortfall and suggesting a simple and co-ordinated plan to meet your goals. These are some of the issues you need to consider:-

  • Your realistic desired retirement age
  • Cost of living in the country where you wish to retire (incuding healthcare)
  • Your desired lifestyle in retirement
  • How much you have saved so far and what you need to regularly set aside to reach your goals

Please contact us for a free no-obligation consultation and retirement funding projection. We would be delighted to give you a clear roadmap to achieve a comfortable income in your later years.