Informative Articles for Financial Planning

Should You Top Up Your UK State Pension contributions?

For some British Expats, it is difficult to decide whether to voluntarily continue making national insurance contributions in order to receive a full state pension. This article, courtesy of the Telegraph, may help decide and there is now an excellent resource on the inland revenue website to help you. [Read more]
19th May 2017

Beware the Pension Transfer Advisers

An article for those who have preserved pension benefits from a previous UK employer. We advise you to tread very carefully and get expert advice before you act. Talk to AP Advisers Ltd. [Read more]
21st Apr 2017

How do you Obtain Mortgage Finance in Japan?

AP Advisers Ltd's Japanese mortgage guru, Tony Collins contributed an article to the British Chamber of Commerce magazine recently. Read Tony's tips and learn about potential pitfalls when seeking mortgage finance for your home or investment property. [Read more]
14th Apr 2017

Changes to Inheritance & Gift Tax in Japan from April 2017

From April 2017, changes to Japanese inheritance and gift tax come into force. On the one hand, this favours non-permanent Expats when they leave Japan within the designated timeframe. On the other hand, they may still be liable to inheritance tax after leaving Japan. Read more in this article, courtesy of the British of Chamber of Commerce in Japan. [Read more]
31st Mar 2017

QROPS Pension Transfers subject to 25% tax charge

In the latest UK budget, it has been announced that a 25% tax charge will be introduced this year on UK pensions being transferred into an offshore QROPS scheme. Although there are some exceptions, this will have a signficiant imnpact on the decision to transfer a preserved UK pension to an offshore QROPS scheme. If you are in the midst of transferring your pension, we strongly recommend that you make yourself fully aware of the possible implications in doing so before you proceed. Further... [Read more]
15th Mar 2017